TiFi Moni - Línea de Crédito

Features TiFi Moni - Línea de Crédito

TiFi Moni Philosophy: Technology drives financial inclusion!Tifi Moni is currently registered with Senarc and is distinguished by having no complaints registered to date.We are in the process of obtaining classification as a "mass credit underwriter" from the CMF, which demonstrates our commitment to transparency and trust in the financial sector.TiFi business philosophy: User is our priority!
TiFi Moni is an online lending platform that operates in compliance with Chilean laws and regulations, offering competitive interest rates, flexible loans and long-term products.
Trust TiFi Moni to meet your financial needs.One of the main advantages of TiFi Moni is its revolving line of credit, which allows you to apply for a new loan without having to pay the previous one in a single payment, thus facilitating the repayment process and reducing financial stress.Details about TiFi Moni credit:Credit limit: From $100,000 to $1,200,000 Chilean pesos.Term: From 83 to 180 days.For loans with a term of less than 90 days: Daily nominal interest rate of 0.15% (Annual nominal interest rate not exceeding 55% (*)).For loans with a term greater than 90 days and less than 180 days: Daily nominal interest rate of 0.1%, (Annual nominal interest rate not exceeding 38% (*)).(*) It is important to highlight that our annual nominal interest rates are adjusted monthly according to the publications of the Financial Market Commission, guaranteeing that they remain within the established limits.-Stamp tax: 0.066%.Example:If the user requests a personal loan of 400,000 pesos, the loan details are as follows:Main: 400,000 pesosLoan days: 84 daysLoan installments: 6Interest rate: 0.1%-Stamp duty: 0.066%Interest: 400,000 pesos * 0.1% * 84 = 33,600Stamp tax: 400,000 pesos * 0.066% = 264Breakdown of the loan: Principal + Interest + Stamp tax = 400,000 pesos + 33,600 pesos + 264 pesos = 433,864 pesos.You can choose to repay the loan in 6 installments:Amount of each installment: 433,864/6 = 72,310 pesos (Principal 66,666 pesos, Interest 5,600 pesos, Stamp tax 44 pesos)Note: Once you have paid an installment you can immediately request a new loan for the principal amount of the installment paid (Principal 400,000/6= 66,666).
Your line of credit will be released allowing you to re-apply for a loan based on the number of installments paid.You can also choose to pay all at once:Payment of 433,864 pesos after 84 daysSteps to apply for a loan:Download the TiFi Moni app from your mobile devices app store.Complete the registration process in the application by providing the required information, such as name, address, identification number, among other personal data.Fill out the loan application with your personal and financial information, including information about your employment, income and expenses.Submit the loan application through the application and wait for the review by the TiFi Moni team.Once your application is approved, you will receive the loan funds in the bank account provided during the registration process.At TiFi Moni, protecting your data and privacy is one of our top priorities.
We have implemented rigorous data security measures and are committed to being transparent in our privacy policy.If you have any questions or concerns, please do not hesitate to contact our user protection hotline at [[email protected]].
We promise to respond to your concerns within a maximum period of 7 days.Consult our complete privacy policy at https://www.tifimoni.com/politica-de-privacidad